How we work when it comes to payment...

Pay in full on delivery or sit back and spread the cost.

When it comes to placing your order, we do offer different options for payment.

We accept most major credit/debit cards, bank transfers or you can make cash payments. 

No matter how you pay we always ask around a 3rd of the total cost of your order as a deposit, and the remaining balance can be paid in a few ways:-


Pay a 3rd of the balance as a deposit, this allows us to get your piece into production.

Then the remaining balance is payable when we deliver. 

You can pay by cash on delivery, with a credit or debit card or by bank transfer before our delivery people arrive.

Finance Options 

In partnership with our retail finance providers V12 finance, we offer a number of options to spread the cost of your sofa.

We still ask a 3rd as a deposit with the remaining balance payable over 24, 36 or 48 months @ 15.98% APR.

Finance Repayments will always begin around 1 month after delivery of your piece.

Applications can be made in store or digitally via email.



*T&C's apply

As all our quotes are bespoke and unique for each customer, our finance offers are all done on a individual basis. Get in touch and we can discuss your options and give you an individual breakdown.



  • Total cash price                 


  • Deposit                             


  • Amount of credit               


  • Duration of agreement      

    36 months

  • 36 payments of            


  • Interest                           


  • APR                               


  • Total amount repayable   


*Terms and conditions apply to our finance offers. Credit is provided by V12 Consumer Finance Ltd. James and Rose is regulated by the FCA. Poor credit history may affect your eligibility for our finance offers. Contact James and Rose on 01772 702855 for more details.